The essence of saving and the different ways to save

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Savings is a topic that many of us believe we have a handle on what it is.  Whether you are a young Millennial or an older Baby Boomer—about to retire—it is vital to save as much as you can so you will have the money you will need when you retire.

Whether you want to retire at 30 or 65, savings is critical toward your financial success. Talk to anyone over 50, and they will tell just how quickly 50 snuck up on them. So how do you save?  How many ways can you save? Michael Haldane, writing for  Moneyweb, lists different ways to save. While the focus is on the Rand and South Africa—many of the concepts are quite applicable in the US.

 

No matter how young you are, where you come from or how small your savings could be, let the principle of saving be an embedded lifestyle. Image: Shutterstock Saving is an essential concept that spans the centuries. The Agrarian revolution of the 18th and early 19th centuries come to mind, where farmers used to save surplus produce for future use. In modern times there are industrialised saving methods via several investment products. The ideology […]

J.Crew is discounting full-price and new styles this weekend

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You can still look fashionable and save for your retirement.  A financial plan isn’t always about what 401K plan or IRA you invest in—it can also mean being frugal.

Save 35% on full-price styles from J.Crew with the code “WEARNOW”

J.C Crew to discount it line of clothing this weekend … Check it out!!

Click here to view original web page at www.usatoday.com

This sale is not to be missed if you like saving money on high quality, fashionable clothing. (Photo: J.Crew) — Our editors review and recommend products to help you buy the stuff you need. If you make a purchase by clicking one of our links, we may earn a small share of the revenue. However, our picks and opinions are independent from USA Today’s newsroom and any business incentives. It took me far too […]

If You’re Saving More Money Due To Talks Of A Potential Recession, You Aren’t Alone

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Depending on the news, or financial guru you are listening to, the US may be heading into a recession. Despite all the good news on companies moving back to the US, record low unemployment levels—there is ample talk of recession.

“No one truly knows what direction the economy will take in the future; however, there is an old adage that says those who do not learn from history are doomed to repeat it,” say Chen Liu

Whether we will actually have a recession this year, or not, no one can really be sure.  However, its always good to save, and to plan ahead.

 

Camilo Maldonado gives ways to plan—just in case.

Americans report saving money in anticipation of a recession. Put simply, Americans’ relationship with money is broken . It’s no secret that most Americans live paycheck to paycheck . That staggering statistic never ceases to sadden me. Unfortunately, widening income inequality is only worsening the problem. Over the past decade’s bull market, the unemployment rate has steadily dropped as the market has reached record highs. But if you ask most American’s, you’d find that […]

Website Design Cost & How to Save on Web Development

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We love to work on something we own, right? We own our website, and we definitely like to put efforts into making one for us. But, we lack many things like time, knowledge, budget etc. which are needed to make a perfect and a professional-looking website. A good amount of time must be invested in research and learning the necessary technical know-how before jumping into making your website. The reason being, your website serves […]