Patients could save by paying in cash instead of using insurance


We’re fast approaching November 1, 2019, and that opens the season for your health care open enrollment. If you are planning to make changes to your coverage, now is the time to start planning.  If you are paying for your own insurance, then you will need to contact your carrier directly.

Health says that starting November 1, you can log into, fill out an application, and enroll in a 2020 Marketplace health plan. Enroll by December 15, 2019, and coverage starts January 1, 2020. 2020 plans and prices will be available to preview shortly before November 1.

The following article tells you how you can save money on your insurance. You don’t always have to pay for your coverage with your insurance plan.

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Raleigh, N.C. — Most people wouldn’t consider seeing a doctor without using health insurance if they have it. But with the increasing number of people in high-deductible health plans, some providers offer discounts — sometimes deep discounts — to those who pay out-of-pocket. Consumer Reports found some people can actually save money by leaving their insurance card in their wallet. It’s a practice more common for diagnostic procedures like X-rays, CT scans and ultrasounds. […]

If you are a small business owner … this podcast will help you navigate your health insurance landscape for you and your employees.


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Patients could save by paying in cash instead of using insurance