Do You Need a Budget If You’re Already Saving Money?


Budgeting can lend to better savings — but what if you’re already excelling in that arena? There’s a reason we’re generally told to stick to a budget : Without one, you’ll have no idea where your money goes month after month, and if that’s the case, you might struggle to eke out cash for savings . (Incidentally, you might also land in serious debt if you consistently spend more than what you earn.) But […]

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